Fixura

Description

What Is Fixura?

Fixura is a leading peer-to-peer (P2P) lending platform in Finland that connects investors with people looking for loans. It offers fair interest rates and supports the local economy. As the oldest P2P lending company in the Nordic countries, Fixura helps investors make a positive impact while giving trustworthy borrowers access to loans.

Fixura provides customer support for loan questions via phone, chat, and email during specific weekday hours. There is also separate support for investors with investment-related questions. The platform connects borrowers and lenders through a marketplace, with borrowers needing to meet certain criteria, such as having legal capacity and a regular income. Borrowers can repay their loans anytime, with charges for the remaining principal, interest, and monthly fees.

Fixura Fees

Fixura offers a loan account fee of 0.01% per day or 0.30% monthly, capped at EUR 150.00 annually. It also has additional charges for changing due dates, modifying repayment plans, interest and balance statements, refunding excess payments, and paper invoices. Any services not listed incur a fee of €70.00 per hour plus VAT.

Fixura Review And Experiences

Fixura is rated 4/5 on Trustpilot based on more than 250 reviews. Based on customer reviews, this company is highly regarded for its quick and efficient loan process, with many customers praising the fast turnaround time and minimal paperwork required.

Is Fixura Legitimate?

Yes. The company appears to provide excellent service and timely financial assistance to those in need, making it a popular choice for individuals seeking quick and reliable loans.

How Does Fixura Work?

Fixura offers a quick and simple loan application process with no opening fee and a loan term of up to 6 years. Borrowers can receive up to 20,000€ with a monthly instalment of 243€, and the effective interest rate is 22.29%. Applicants must be at least 21 years old, have a Finnish bank ID, have regular income, have no payment defaults, and have lived in Finland for at least 2 years.

Fixura Alternative

A great Fixura alternative based on the customer reviews provided could be WhyDonate, as it offers quick and easy crowdfunding with a much lower price and easy payouts of funds. WhyDonate primarily focuses on donation crowdfunding, providing a platform for fundraisers to raise funds effortlessly in minutes without worrying about giving back to their donors. WhyDonate charges a 0% platform fee and a very nominal transaction fee so that people can raise money easily. The crowdfunding platform is available in more than 117 countries and more than 18 languages. Apart from its global presence, it also has great customer support, so fundraisers can get the help they need for a seamless crowdfunding experience.